An AI cofounder for finance & fintech founders

Move fast. Stay compliant.

Talk to a cofounder who respects the regulatory stakes — licensing, KYC/AML, risk models — and sends specialists to build compliant products that still ship on startup time. $39/month. Zero equity.

One cofounder, six fintech specialists — compliance, security & fraud, banking partnerships, financial planning, growth, and platform architecture — on call from day one.

The problem

One mistake here is existential.

In financial services a growth mistake costs money; a compliance mistake costs the company. Your cofounder treats them accordingly.

01

Regulatory Maze

Licensing, KYC/AML, state-by-state compliance — one mistake can shut you down.

02

Capital Intensity

Fintech requires more capital and longer runways than typical startups. Fundraising is different here.

03

Trust Barrier

People don't hand their money to startups easily. Building trust is your #1 marketing challenge.

04

Risk Modeling

Default rates, fraud, exposure — the risk math in financial services is complex and high-stakes.

05

Long Sales Cycles

Enterprise financial products take months to close. Your pipeline needs to be deeper and longer.

06

Legacy Competition

You're competing against banks and institutions with billions in assets and decades of relationships.

The work

What your team actually ships.

CoFounder.AI understands financial regulations, risk modeling, capital markets, and the unique challenges of building in fintech. It helps you build compliant products that scale.

  • Build compliance frameworks for KYC/AML, state licensing, and financial regulations
  • Model risk exposure, default rates, and reserve requirements
  • Create fundraising strategies for capital-intensive financial businesses
  • Design go-to-market plans for B2B financial products with long sales cycles
  • Develop pricing strategies for transaction-based and AUM-based models
  • Build financial modeling tools for portfolio and investment analysis

Compliance Center

License tracking, KYC/AML monitoring, regulatory filing deadlines, and audit trails.

Risk Dashboard

Default rates, fraud detection, exposure analysis, and reserve requirement modeling.

Revenue Modeler

Transaction fees, AUM-based revenue, interest spread, and unit economics by product.

Capital Planner

Fundraising strategy, runway modeling, cap table management, and investor pipeline.

Market Intelligence

Interest rate tracking, competitive landscape, and pricing benchmark analysis.

Product Analytics

User adoption, transaction volumes, revenue per user, and product-market fit metrics.

Your team

One cofounder. Six specialists.

Fintech needs a bench that takes regulation as seriously as growth. This roster arrives tuned for licensing, risk, trust, and the long enterprise sales cycle.You approve. They execute. Nothing ships without your sign-off.

Amir, AI cofounder for finance & fintech
Your AI cofounderAmir

Amir weighs every move against regulatory exposure and runway, then briefs the specialist who owns it — compliance before campaigns, always. You approve. They execute.

Reg UlariCompliance Officer

Regulatory frameworks & licensing

Cy BershieldSecurity & Fraud Analyst

Risk detection & security systems

Al IanceBanking Partnerships Manager

Integrations & partner management

Forrest CastFinancial Planning Analyst

Financial projections & forecasting

Ava TivateGrowth & Acquisition Lead

User acquisition & onboarding funnels

Archi TektonPlatform Architect

Core infrastructure & feature design

Every stage

Useful from idea to exit.

Whether you are validating the idea or preparing a transaction, your cofounder adjusts the team and the next moves to match where the business actually is.

From a founder like you

Navigating state-by-state lending regulations felt impossible until our AI cofounder built us a compliance roadmap. We launched in 12 states in 6 months.
Daniel W.CEO, Vault Financial

Pricing progression

Start at $39. Grow only when needed.

Every founder starts with Starter: your AI cofounder, the fintech specialist team, all five surfaces, Dev Shop, voice mode, and zero equity. Pro and Max add capacity when the business outgrows solo mode.

Everyone starts here

Starter

$39/mo
3,000 credits/mo

Like having an AI cofounder + 6 hourly workers

Limited hours
  • 1 seat
  • No human teammate add-ons
  • AI cofounder + full specialist team
  • All 5 surfaces
  • Dev Shop standard speed
  • Voice mode
Grow when capacity matters

Pro

$99/mo + $9/human teammate
9,000 credits/mo

Like having an AI cofounder + 6 part-time employees

15 hours/week each
  • Up to 10 additional teammates
  • Everything in Starter
  • 3x faster builds
  • Team collaboration
  • +1 action and +500 credits per teammate
  • Priority support
Scale the team to move fast

Max

$399/mo + $9/human teammate
27,000 credits/mo

Like having an AI cofounder + 9 full-time employees

40 hours/week each
  • Unlimited additional teammates
  • Everything in Pro
  • Instant builds, no queue
  • Custom integrations
  • Dedicated account manager
  • SLA guarantee
All plans include all features.No feature gates. Hosting/custom domains start at $10/mo. Human teammates are $9/mo each on Pro and Max.

Questions

Asked by fintech founders.

Does it understand financial regulations?

Yes. It helps you build compliance frameworks for KYC/AML, money transmission licenses, state lending regulations, and other financial requirements.

What types of fintech does this support?

Whether you're building a payment app, lending platform, investment tool, or insurance product, CoFounder.AI adapts to your specific regulatory and financial landscape.

Can it help with fundraising for fintech?

Absolutely. It understands the unique capital requirements, investor expectations, and fundraising timelines specific to financial services startups.

How is this different from ChatGPT?

CoFounder.AI understands financial regulations, risk modeling, compliance frameworks, and capital markets at a depth that general AI tools simply cannot match.

How much does it cost?

Starter is $39/month and includes your AI cofounder, the full specialist team, and all five surfaces. Pro ($99/mo) and Max ($399/mo) add capacity when the business needs it. Zero equity. Cancel anytime.

Can it help model financial products?

Yes. It models transaction economics, lending portfolios, insurance risk, and investment product structures for fintech businesses.

Start building with backup

Your cofounder already knows fintech.

Your AI cofounder already knows finance. Bring your vision and let's build something that scales.

Trained across 12 industries

Tech & SoftwareE-Commerce & RetailService BusinessLocal & Brick-and-MortarSocial Impact & NonprofitsContent, Media & CreatorsFood & HospitalityHealth, Wellness & FitnessEducation & EdTechReal EstateMarketplaces & Platforms